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Midsize Sedan Leases Ranked: Fusion, Camry, Accord, Malibu Limited ($54/Month) And More!

We've crunched the numbers on 11 popular midsize family sedans to find out how much you should pay.

2016 Mazda 6 Grand Touring (source: www.mazdausa.com)

2016 Mazda 6 Grand Touring (source: www.mazdausa.com)

How To Use This Guide

The cost of leasing a car is determined by 1) the negotiated selling price of the car and 2) the lease rates set by the manufacturer. We've obtained both types of data to create lease estimates for each midsize sedan.

We've provided two kinds of estimates. The "Average Deal" assumes the average selling price in Southern California and the use of incentives that apply to everyone. The "Excellent Deal" assumes an excellent selling price and the use of all incentives, including those that may require special qualifications.

You can customize the estimates by using our lease calculator to adjust inputs like MSRP, selling price, and incentives. The lease estimates below assume $0 down payment, a Southern California zip code, and 12,000 miles per year, unless otherwise noted, and include the acquisition fee.

11. 2016 Subaru Legacy Premium - From $270/Month

Don't expect huge discounts on the supply-constrained Legacy. It's by far the most expensive car here to lease, but for those who want symmetrical all-wheel drive, this is the only game in town. Subaru lease programs are national and do not vary by region. Program valid through February 29, 2016.

2016 Subaru Legacy Premium PZEV
Average Deal Excellent Deal
MSRP $24,940 $24,940
Target selling price $23,760 $23,500*
Incentives $0 $0
Months 36 36
Residual 58% 59%**
Money Factor (MF) .00025 .00025
Lease Payment $284 $270

*Lowest price offered by a dealer on a car buying site or obtained from a quote.

**10,000 miles/year option

Sales tax not included. First month's payment, license/registration, document fee, and upfront taxes (if any) due at signing.

10. 2016 Volkswagen Passat S - From $214/Month 

Refreshed for 2016, Passat is slightly better than before—but also more expensive. Volkswagen lease programs are national and do not vary by region. Program valid through February 8, 2016. 

2016 Volkswagen Passat S
Average Deal Excellent Deal
MSRP $23,260 $23,260
Target selling price $22,000 $19,920*
Incentives $0 $1,000**
Months 36 36
Residual 50% 51%^
Money Factor (MF) .00001 .00001
Lease Payment $306 $214

*Lowest price offered by a dealer on a car buying site or obtained from a quote.

**With Conquest Bonus Cash (must currently own or lease a non-VW)

^10,000 miles/year option

Sales tax not included. First month's payment, license/registration, document fee, and upfront taxes (if any) due at signing.

9. 2016 Mazda 6 Sport - From $208/Month

Mazda's fabulous 6 is by far the most engaging car here to drive. Think budget BMW. You can even get one with a six-speed manual. Mazda's lease programs are national (with few exceptions) and do not vary by region. Program valid through February 29, 2016. 

2016 Mazda 6 Sport Automatic
Average Deal Excellent Deal
MSRP $23,830 $23,830
Target selling price $22,780 $22,200*
Incentives $1,000 $1,750**
Months 36 36
Residual 56% 57%^
Money Factor (MF) .00001 .00001
Lease Payment $251 $208

*Lowest price offered by a dealer on a car buying site or obtained from a quote.

**With $750 Mazda Lease Loyalty Bonus. Alternatively, there's $500 Mazda Owner Loyalty, $500 Military, $500 Mazda Driving School, or $250 Grad cash.

^10,000 miles/year option

Sales tax not included. First month's payment, license/registration, document fee, and upfront taxes (if any) due at signing.

8. 2016 Honda Accord LX - From $199/Month

We totally get Honda's Accord: it's spacious, efficient, and very practical. Deals are not bad, either. Honda's lease programs are national and do not vary by region. Programs valid through February 29, 2016.

2016 Honda Accord LX CVT
Average Deal Excellent Deal
MSRP $23,840 $23,840
Target selling price $22,520 $20,590*
Incentives $0 $500**
Months 39 39
Residual 57% 57%
Money Factor (MF) .00051 .00051
Lease Payment $263 $199

*Lowest price offered by a dealer on a car buying site or obtained from a quote.

**With College Grad/Military Appreciation Bonus

Sales tax not included. First month's payment, license/registration, document fee, and upfront taxes (if any) due at signing.

7. 2016 Nissan Altima S - From $192/Month

Nissan's value-oriented Altima is a solid lease. Nissan programs are national for the most part and do not vary by region. Programs valid through February 29, 2016.

2016 Nissan Altima S
Average Deal Excellent Deal
MSRP $24,075 $24,075
Target selling price $23,400 $20,270*
Incentives $975 $975
Months 36 36
Residual 54% 54%
Money Factor (MF) .00003 .00003
Lease Payment $279 $192

*Lowest price offered by a dealer on a car buying site or obtained from a quote.

Sales tax not included. First month's payment, license/registration, document fee, and upfront taxes (if any) due at signing.

6. 2016 Chevrolet Malibu 1LT - From $191/Month

The all-new 2016 Malibu (not to be confused with the old model, which continues as the Malibu Limited) is infinitely better than before. GM programs are national for the most part and do not vary much by region. Programs valid through February 29, 2016.

2016 Chevrolet Malibu 1LT
Average Deal Excellent Deal
MSRP $25,895 $25,895
Target selling price $25,460 $24,650*
Incentives $2,125 $3,625**
Months 36 36
Residual 58% 59%^
Money Factor (MF) .00040 .00040
Lease Payment $263 $191

*Lowest price offered by a dealer on a car buying site or obtained from a quote.

**With $1,500 Competitive Lessee cash. Alternately, there's $1,000 Conquest or $500 GM Lease Loyalty cash.

^10,000 miles/year option

Sales tax not included. First month's payment, license/registration, document fee, and upfront taxes (if any) due at signing.

5. 2016 Toyota Camry SE - From $188/Month

Toyota's lease program for Camry has taken a turn for the worse. You might have better luck in other regions, as Toyota's programs are highly regional. Programs valid through February 29, 2016.

2016 Toyota Camry SE
Average Deal Excellent Deal
MSRP $24,675 $24,675
Target selling price $23,240 $22,100*
Incentives $500 $1,250**
Months 36 36
Residual 61% 61%
Money Factor (MF) .00023 .00023
Lease Payment $240 $188

**Lowest price offered by a dealer on a car buying site or obtained from a quote.

**With College Grad rebate

Sales tax not included. First month's payment, license/registration, document fee, and upfront taxes (if any) due at signing.

4. 2016 Hyundai Sonata SE - From $175/Month

Hyundai lease programs are national for the most part and do not vary by region. Programs valid through February 29, 2016.

2016 Hyundai Sonata SE PZEV
Average Deal Excellent Deal
MSRP $22,585 $22,585
Target selling price $22,070 $20,220*
Incentives $3,000 $3,500**
Months 36 36
Residual 54% 55%^
Money Factor (MF) .00131 .00131
Lease Payment $249 $175

**Lowest price offered by a dealer on a car buying site or obtained from a quote.

**With $500 Military, Owner Loyalty, or BoostUp! rebate. Alternately, a $400 Grad rebate is available.

^10,000 miles/year option

Sales tax not included. First month's payment, license/registration, document fee, and upfront taxes (if any) due at signing.

3. 2016 Kia Optima LX - From $159/Month

Kias are cheap and cheerful, like a Michael Graves teapot sold at Target. The all-new 2016 Optima is no exception. Kia lease rates (i.e., money factor) vary ever so slightly by region. Programs valid through February 29, 2016.

2016 Kia Optima LX
Average Deal Excellent Deal
MSRP $22,840 $22,840
Target selling price $22,600 $20,120*
Incentives $1,850 $2,350**
Months 36 36
Residual 57% 58%^
Money Factor (MF) .00054 .00054
Lease Payment $250 $159

*Lowest price offered by a dealer on a car buying site or obtained from a quote.

**With $500 Competitive Bonus/Loyalty Cash. Alternately, there's $400 Grad/Military Cash.

^10,000 miles/year option

Sales tax not included. First month's payment, license/registration, document fee, and upfront taxes (if any) due at signing.

2. 2016 Ford Fusion SE - From $147/Month

Ford's Fusion is due for a refresh model year 2017. If you can live without the glitz and glamour, the current model has excellent bones and drives well; it's by far the most substantial-feeling car here. Ford lease programs and incentives vary by region. Current Southern California incentives ($3,425 Lease Cash and $300 First Month Cash) valid through February 15, 2016. Hurry!

2016 Ford Fusion SE
Average Deal Excellent Deal
MSRP $24,555 $24,555
Target selling price $23,360 $21,540*
Incentives $3,725 $4,225**
Months 36 36
Residual 51% 52%^
Money Factor (MF) .00010 .00010
Lease Payment $219 $147

*Lowest price offered by a dealer on a car buying site or obtained from a quote.

**After $500 Grad/Military/Police cash. Alternately, there's $250 Competitive Lease/RCL Lease Renewal cash.

^10,500 miles/year option

Sales tax not included. First month's payment, license/registration, document fee, and upfront taxes (if any) due at signing.

1. 2016 Chevrolet Malibu Limited 1LT - From $54/Month

The lame-duck Malibu is a perfectly serviceable car, and if you currently have a Volt, it's a super cheap lease. GM programs are national for the most part and do not vary much by region. Programs valid through February 29, 2016.

2016 Chevrolet Malibu Limited 1LT
Average Deal Excellent Deal
MSRP $24,710 $24,710
Target selling price $24,300 $22,310*
Incentives $4,085 $6,585**
Months 24 24
Residual 61% 62%^
Money Factor (MF) .00040 .00040
Lease Payment $253 $54

*Lowest price offered by a dealer on a car buying site or obtained from a quote.

**With $2,500 Volt Owner Loyalty. Alternately, there's $1,500 Competitive Lessee, $1,000 Conquest, or $500 GM Lease Loyalty cash.

^10,000 miles/year option

Sales tax not included. First month's payment, license/registration, document fee, and upfront taxes (if any) due at signing.

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